Our Services

Comprehensive Solutions for Every Stage of Wealth

From individual portfolio management to institutional investment programs, we offer a full suite of services designed to protect, grow, and transfer wealth across generations.

55 Years

Founded in 1971

CFP®

Comprehensive planning

AIF®

Fiduciary practices

Independent RIA

Advice centered on clients

Portfolio Management

Our core service is the active management of diversified investment portfolios tailored to each client's unique objectives, risk tolerance, and time horizon.

  • Customized asset allocation strategies
  • Active equity and fixed income management
  • Alternative investment integration
  • Tax-loss harvesting and tax efficiency
  • Quarterly performance reporting

Wealth Planning

We take a holistic approach to financial planning, integrating investment management with tax strategy, insurance analysis, and long-term wealth preservation.

  • Comprehensive financial plan development
  • Tax-efficient investment structuring
  • Insurance and risk management review
  • Cash flow and liquidity planning
  • Charitable giving strategies

Retirement Planning

We help clients transition into and through retirement with confidence, building sustainable income strategies that preserve purchasing power and protect legacy.

  • Retirement income modeling and projections
  • Social Security optimization strategies
  • Required Minimum Distribution planning
  • Roth conversion analysis
  • Healthcare cost planning

Institutional Investing

We partner with endowments, foundations, pension funds, and corporate treasuries to develop and implement investment programs aligned with their mission and obligations.

  • Investment policy statement development
  • Asset-liability matching strategies
  • Manager selection and due diligence
  • ESG and impact investing integration
  • Board reporting and governance support

Estate & Legacy Planning

We work alongside estate attorneys and tax advisors to help clients structure their wealth for efficient transfer and lasting impact across generations.

  • Estate plan review and coordination
  • Trust and beneficiary planning
  • Family wealth governance
  • Gifting and generation-skipping strategies
  • Philanthropic planning

Tax-Efficient Investing

Minimizing the tax drag on investment returns is a critical component of long-term wealth building. We employ proven strategies to enhance after-tax performance.

  • Asset location optimization
  • Tax-loss harvesting programs
  • Municipal bond strategies
  • Qualified Opportunity Zone investing
  • Concentrated position management

Our Process

How We Work With You

01

Discovery

We begin with a thorough discovery process to understand your financial situation, goals, values, and concerns.

02

Strategy

Our team develops a customized investment strategy and financial plan aligned with your unique objectives.

03

Implementation

We implement your strategy with precision, selecting the optimal investments and structures for your situation.

04

Monitoring

We continuously monitor your portfolio and plan, making adjustments as markets evolve and your life changes.

Interested in Our Services?

Contact us to schedule a complimentary consultation and learn which services are right for your situation.

Schedule a Consultation
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Advisory services offered through Schulmerich & Associates Asset Management, LLC.